FICO
FICO's former headquarters in San Jose | |
| FICO | |
| Company type | Public company |
| Industry | Computer |
| Founded | 1956 (as Fair, Isaac, and Company) |
| Headquarters | Bozeman, Montana, U.S. |
Area served | Worldwide |
Key people |
|
| Products | FICO Score |
| Services | Computer software |
| Revenue | US$1.295 billion (2020) |
| US$295.97 million (2020) | |
| US$236.41 million (2020) | |
| Total assets | US$1.606 billion (2020) |
| Total equity | US$331.08 million (2020) |
Number of employees | 3,305 (December 31, 2022) |
| Website | fico.com |
FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.
In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves. The company reported a revenue of $1.29 billion for the fiscal year of 2020.