Habib Bank Limited

Habib Bank Limited
Native name
حبیب بینک
Company typePublic
PSX: HBL
KSE 100 component
KSE 30 component
IndustryBanking
Founded25 August 1941 (1941-08-25)
FounderMohammed Ali Habib
Dawood Habib
HeadquartersHabib Bank Plaza, Karachi-75650, Pakistan
Number of locations
1,758 (2023)
Key people
ProductsLoans, credit cards, debit cards, savings, consumer banking, business banking, Islamic banking, prestige banking, etc.
Revenue Rs. 342.13 billion (US$1.2 billion) (2024)
Rs. 146.93 billion (US$510 million) (2024)
Rs. 58.45 billion (US$200 million) (2024)
Total assets Rs. 6.05 trillion (US$21 billion) (2024)
Total equity Rs. 409.15 billion (US$1.4 billion) (2024)
Number of employees
20,661 (2024)
ParentAga Khan Fund for Economic Development
SubsidiariesHabib Allied Holding Limited
HBL Bank UK Limited
HBL Currency Exchange Limited
HBL Asset Management Limited
HBL Zarai Services Limited
Habib Bank Financial Services Limited
HBL Microfinance Bank (79.92%)
Websitehbl.com
Footnotes / references
Financials as of 31 December 2023

Habib Bank Limited (often abbreviated as HBL) is a Pakistani bank headquartered at Habib Bank Plaza, Karachi with regional offices in Lahore and Islamabad. It is a subsidiary of Swiss-based organisation Aga Khan Fund for Economic Development (AKFED). Established in 1941 by the Habib Family, it the oldest bank in Pakistan post-independence. In 1972, the bank moved its headquarters to the Habib Bank Plaza which was the tallest building in South Asia at the time. It was nationalised in 1974 by the Government of Pakistan and privatised it in 2004; at that time, the Aga Khan Fund for Economic Development acquired a controlling share and management control. AKFED maintains significant shareholding in HBL to date.

HBL is the largest domestic multinational company in Pakistan in terms of assets, and has repeatedly ranked as the top Pakistani company in the Forbes Global 2000. As of 2025, HBL is the fourth largest bank in Pakistan by market capitalization and serves about 15% of all Pakistani bank deposits. It is Pakistan's largest bank by tier 1 capital.