Ralph Hudgens

Ralph Hudgens
Insurance Commissioner of Georgia
In office
January 10, 2011  January 14, 2019
GovernorNathan Deal
Preceded byJohn Oxendine
Succeeded byJim Beck
Member of the Georgia Senate
from the 47th district
In office
January 2003  January 2011
Preceded byMike Beatty
Succeeded byFrank Ginn
Member of the Georgia House of Representatives
from the 24th district
In office
January 1997  January 2003
Preceded byJohn Scoggins
Succeeded byWarren Massey
Personal details
Born (1942-11-21) November 21, 1942
Miami, Florida, U.S.
Political partyRepublican
SpouseSuzanne Hudgens
EducationUniversity of Florida (BS)

Ralph Hudgens (born November 21, 1942) was the Commissioner of Insurance of the state of Georgia from January 10, 2011, to January 14, 2019. Hudgens served in the Georgia House of Representatives as well as the Georgia Senate. He has been a delegate to numerous Republican Party events. Hudgens defeated his Democratic opponent in the 2010 election with 53.8% of the vote. He was re-elected in 2014. He announced on July 17, 2017, that he would not run for re-election in 2018. Hudgens believed insurance rates should be allowed to increase based on competition and not regulation as did former regulatory favorable Commissioner John Oxendine. During Hudgens's time in office Georgia auto insurance rates greatly increased including one year Georgia experienced the highest increase in the United States. Hudgens and his wife, Suzanne, have four children and twelve grandchildren.