Ransomware as a service
Ransomware as a service (RaaS) is a cybercrime business model where ransomware operators write software and affiliates pay to launch attacks using said software. Affiliates do not need to have technical skills of their own but rely on the technical skills of the operators.
The "ransomware as a service" model is a criminal variation of the "software as a service" business model. This model allows small threat attackers to gain access to sophisticated ransomware tools at lower costs, also lowering the threshold of entry into cybercrime and complicating defenses against hacking.