Self-driving car liability
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Increases in the use of autonomous car technologies (e.g., advanced driver-assistance systems) are causing incremental shifts in the control of driving. Liability for incidents involving self-driving cars is a developing area of law and policy that will determine who is liable when a car causes physical damage to persons or property. As autonomous cars shift the control of driving from humans to autonomous car technology, there is a need for existing liability laws to evolve to reasonably identify the appropriate remedies for damage and injury. As higher levels of autonomy are commercially introduced (SAE automation levels 3 and 4), the insurance industry may see higher proportions of commercial and product liability lines of business, while the personal automobile insurance line of business shrinks.
Self-driving car liability and self-driving vehicle liability may be impacted by changes in regulation of self-driving vehicles being developing in some countries.